Increase Your Store Revenue with In-house Payment Plans

Because your customers want flexible payment options.

Our software boosts retailer revenue and profits by enabling store owners to offer in-house payment plans that give customers “buy now, pay later” options. Rent-to-own payment plans make your merchandise instantly affordable.

60%
Verified

60% of consumers say they prefer to buy now and pay later.

$100k
Proven

One in-house payment plan per day can generate $100K of profit in a year.

300%
Confirmed

In-house payment plans can generate a 300% return on your cost of goods investment.

Join 1,000+ Cellular Stores and Repair Shops Across the U.S.

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What Can You Do With RTO Mobile?

Build In-house Payment Plans

Create personalized payment plans that fit your customers’ budgets and delight them.

Grow Revenues and Profits

Create personalized payment plans for your customers that don't break the bank.

Create Residual Cashflow

Regardless of door swings, every payment plan that you create generates residual revenues all year long!

Save Customers $100s of Dollars

Beat the competition with budget-friendly payment plans that save customers tons of money and boost your profits.

Whether You Sell Phones Or Repair Them, Your Customers Want Payment Options

Our software boosts retailer profits because it enables store owners to offer in-house payment plans that give customers “buy now, pay later” options and makes your merchandise instantly affordable.

Real Stories with Real Results

My cellular store is inside of a grocery store in Dallas. I’ve recouped 100% of my initial investment and am now making over $40,000 per month of additional profit from my in-house payment plan program.
— Angelo, FastFix Electronics
Providing affordable in-house payment plans for my customers has now become essential in all of my stores.  We approve customers without relying on a finance company and we offer 90-days same-as-cash payment options.
— Harold, Cellutalk
London, KY is a small town, but we draw customers from all over the region.  My rent-to-own payment plans help customers afford reliable phones they need for everyday life.
— Josh, 1 Stop Phone Shop

Our Partner Ecosystem

The RTO Mobile Partner Ecosystem is a connected community of companies ranging from large technology firms to wholesale distributors that specialize in serving independent cell phone retailers and repair shop owners.

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The RTO Mobile Story

Every company starts with an idea and our origin is an unusual one. It all began with a groundbreaking idea to build software that would empower small retailers to create their own in-house payment plans. RTO emerged as both novel and disruptive. The story is like David and Goliath, where the “little guys” get to tackle the “big guys.” And win.

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60%
Verified

60% of consumers say they prefer to buy now and pay later.

$100k
Proven

One in-house payment plan per day can generate $100K of profit in a year.

300%
Confirmed

In-house payment plans can generate a 300% return on your cost of goods investment.

Empowering Retailers to Grow Their Business With In-house Payment Plans

We are proud of the many success stories our clients have shared after they discover the power of in-house payment plans using the RTO Mobile software platform. These store owners have realized that customers want payment options without the middle man, and so do yours. Imagine what partnering with RTO can do for you.

Get Started With In-house Payment Plans